🍃Payment Flow

Payment Flow for Customers

When a customer clicks your payment link, they experience a streamlined, privacy-focused payment process:

Step 1: Wallet Connection

• Customer connects their Solana wallet

• System checks for existing confidential account

Step 2: Account Setup (if needed)

• If no confidential account exists, customer can create one

• One-click setup enables confidential transfers

Step 3: Balance Analysis

• Customer chooses to decrypt their balance to check available funds

• System analyzes all available token sources:

  • Available confidential cSOL

  • Pending confidential cSOL

  • Public cSOL tokens

  • Native SOL balance

Step 4: Intelligent Payment Routing

The system automatically chooses the most efficient payment path:

Scenario A: Sufficient Available cSOL

• Direct confidential transfer to recipient

• Fastest and most cost-effective option

Scenario B: Sufficient Pending cSOL

• Apply pending balance to make it available

• Transfer confidential payment to recipient

Scenario C: Sufficient Public cSOL Tokens

• Deposit public cSOL tokens to confidential balance

• Apply balance and transfer to recipient

• Avoids bridge fees when tokens already exist

Scenario D: Insufficient cSOL, Sufficient SOL

• Bridge SOL to cSOL (includes 0.1% bridge fee)

• Deposit to confidential balance

• Apply balance and transfer to recipient

Step 5: Payment Completion

• Confidential transfer executed with zero-knowledge proofs

• Invoice automatically marked as paid

• Both parties receive confirmation